Private credit investments refer to investments made in privately held debt securities. Private credit investments can take many forms, including direct loans to companies and other types of debt securities that are not publicly traded.
Private credit investments may be made through private credit funds which are managed by investment managers who allocate investor capital to loans in private companies.

Overall, private credit investments can offer attractive risk-weighted returns and diversification benefits to investors seeking to build a diversified portfolio of investments. However, they require careful due diligence and risk management.

Senior debt is generally considered less risky than subordinated debt and equity in the capital stack because it has priority in the event of a default. This means that senior debt investors are more likely to be paid back in full and on time.

Yes, the real estate debt investments on our platform are secured by real estate assets, providing an added layer of security for investors. We prioritise transparency, and details about the collateral and security measures are available for each investment opportunity.

We offer a diverse range of real estate debt investments, including loans for residential, commercial, and development projects. Our platform provides detailed information on each opportunity, allowing you to choose investments that align with your risk profile and investment goals.

Access to Capital
Private credit providers may offer loans to borrowers who may not qualify for traditional bank loans.
Flexible terms
Private credit providers may offer more flexible loan terms than traditional banks. This can help borrowers manage their cash flow and reduce financial stress.
Faster approval process
Private credit providers may be able to approve loans more quickly than traditional banks, which can be especially important for borrowers who need access to capital in a timely manner.
Specialised expertise
Private credit providers may specialise in certain industries or types of loans, such as real estate. This can provide borrowers with access to specialised knowledge and resources that can help them achieve their financial goals.

Wholesale investors are typically qualified by the investor's accountant, and are usually assessed on either a net worth of more than $2.5 million or an annual income of more than $250,000 per annum.

We prioritise risk management by thoroughly vetting each investment opportunity. Our team conducts comprehensive due diligence, assessing factors such as property valuation, market conditions, and borrower credibility. We aim to provide you with well-researched opportunities to make informed investment decisions.

At Vest, we understand the importance of consistent returns for our investors. We facilitate monthly income distributions for investments, subject to the performance of the borrowers and the underlying loans.

Getting started is easy. Simply sign up on our platform, complete the necessary documentation, and undergo our verification process. Once approved, you can explore available investment opportunities and start building your real estate debt portfolio.